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Loan Insights > 2025

Year: 2025

16 Apr, 2025 Two small houses connected by a bridge of stacked coins, symbolizing using a bridge loan to buy a home before selling the current one.

How to Buy a House Before Selling Yours: Bridge Loans and Mortgage Recasting Explained

In today’s fast-paced real estate market, many homeowners are asking the same question: how do you buy a house before selling yours? It’s […]

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10 Apr, 2025 Shipping containers with U.S. and China flags in front of a connected digital world map, symbolizing international trade tensions.

Trump Tariffs Are Back—What It Means for Housing, Construction, and Affordability

The Trump administration’s renewed push for tariffs on Chinese goods is already sending ripples through the U.S. housing and construction sectors. With a […]

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8 Apr, 2025 Calculator, house key, and coffee cup with American flag representing VA loan costs and benefits

The VA Funding Fee: What It Is, How It Works, and What You’ll Pay

The VA loan program is one of the most powerful benefits available to veterans and active-duty service members. It allows you to buy […]

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7 Apr, 2025 Official FHFA logo on the exterior wall of the Federal Housing Finance Agency headquarters.

Bill Pulte Begins Reshaping FHFA with Swift Moves at Fannie Mae and Freddie Mac

William J. Pulte, the newly appointed Director of the Federal Housing Finance Agency (FHFA), has wasted no time making headlines. Within weeks of […]

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7 Apr, 2025 A house-shaped keychain labeled

USDA Loan Closing Costs and Timeline: What to Expect After Approval

Once you’ve been pre-approved for a USDA loan, it might feel like the hard part is over — but the final stretch to […]

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3 Apr, 2025 Young couple reviewing mortgage documents and comparing insurance options on a laptop at home

PMI vs. MIP: Understanding the Two Types of Mortgage Insurance

When you’re preparing to buy a home, understanding the costs beyond your down payment is essential. Two terms you’ll likely encounter are PMI […]

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31 Mar, 2025 Rocket Mortgage logo displayed on smartphone screen with blurred Rocket branding in background.

Rocket Buys Mr. Cooper in $9.4B Deal, Becoming Largest Mortgage Servicer in U.S.

Rocket Companies is set to acquire Mr. Cooper Group Inc. in a $9.4 billion all-stock transaction. When completed, this deal will make Rocket […]

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31 Mar, 2025 Chalkboard with gears and light bulbs showing the phrase “Refinance Your Mortgage”

Refinancing Your Mortgage: Understanding Interest Savings and Break-Even Points

Refinancing your mortgage can be a smart financial move—but only when the numbers work in your favor. If you’re wondering whether it’s time […]

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26 Mar, 2025 Model house with a red X symbol placed on top of a mortgage loan application, representing home loan denial or rejection.

FHA Loan Doors Slam Shut for Non-Permanent Residents

A significant policy shift has occurred, impacting the accessibility of FHA loans for non-permanent residents in the United States. Effective today, the Federal […]

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20 Mar, 2025 An elderly couple looking stressed while reviewing financial documents on a laptop, concerned about mortgage payments or retirement expenses.

The Hidden Crisis: How the Housing Market is Failing Older Americans

The Hidden Crisis: How the Housing Market is Failing Older Americans The U.S. housing market is often viewed through the lens of first-time […]

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