FICO, long dominant in the mortgage credit scoring industry, is...Read More
There’s a lot behind a confident mortgage decision — income rules, credit thresholds, debt ratios, loan type requirements. You shouldn’t have to figure it all out on your own.
That’s where Loan Compass comes in. Our engine runs the numbers like a lender would and delivers a clear breakdown of which mortgage programs fit your financial profile. You’ll get real answers, not vague estimates — including what’s possible today, and how to prepare for tomorrow.
We evaluate your income, employment type, credit profile, and more — just like a lender would — to build a clear picture of what’s possible for you.
Know how much home you can afford based on your debt, income, and down payment. We calculate your buying power with realistic, lender-backed math.
We use real-time Optimal Blue (OBMMI) mortgage rates to show you what kind of rate you can expect today — no guesswork or bait-and-switch.
Whether you’re ready now or need a little more prep, we’ll outline your best next steps to move forward confidently with a lender.
With Loan Compass, you won’t just see numbers — you’ll understand exactly where you stand, what’s realistic, and how to move forward.
Our reports are designed to be more than just calculations — they’re mortgage roadmaps built around your real financial picture. Whether you’re months away or ready today, you’ll feel confident every step of the way.
Want more access to Loan Compass and our other analysis tools? Check out our subscriptions »
26 years of working experience
For just $49, you’ll receive a detailed mortgage qualification analysis built to help you save time, avoid missteps, and potentially save thousands over the life of your loan.
Unlike traditional financial advisors or generic online tools, Loan Compass gives you custom results based on your real financial profile — all at a fraction of the typical cost.
It’s not just affordable — it’s smart, strategic, and built to pay for itself many times over.
Complete our quick form with key details like income, job type, and credit estimate.
Input tax docs — we’ll calculate your Monthly Qualifying Income based on real data.
We’ll analyze your profile and deliver a detailed report tailored to your mortgage potential.
Use your personalized insights to choose the best loan, talk to lenders, or improve your readiness.
For busy pros and repeat buyers, a subscription makes it simple. Get full access to Loan Compass, Loan Watch, and Income Clarity — all with one flexible plan.
Your personalized mortgage analysis is just a few clicks away.
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