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Loan Insights > 2024 > December

Month: December 2024

31 Dec, 2024 The U.S. Capitol building seen through a chain-link fence with a bold red

How Government Shutdowns Can Delay Your Mortgage Process

Government shutdowns are more than just political gridlock—they can directly impact your ability to secure a mortgage or close on a home. From […]

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30 Dec, 2024 A split-view image of a home interior showing a renovation in progress on one side and a fully finished, remodeled space on the other, representing the benefits of a 203K rehab loan.

What Is a Rehab Loan? A Guide to FHA 203(k) Renovation Financing

Buying a home that needs repairs? A rehab loan could be the financing solution you’ve been looking for — especially if you’re considering […]

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27 Dec, 2024 A house-shaped keychain and keys on an American flag, symbolizing VA home loans for U.S. military veterans.

How Many Times Can You Use a VA Loan? Understanding Reuse, Limits, and Entitlement

If you’re a veteran or active-duty service member, the VA loan is one of your most powerful benefits. But many eligible borrowers are […]

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25 Dec, 2024 A person filling out tax documents with a small house model labeled

Real Estate Tax Strategies for Primary, Second, and Investment Homes

Understanding effective real estate tax strategies is essential for any property owner—whether you’re buying your first home, considering a vacation property, or expanding […]

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23 Dec, 2024 A visual timeline highlighting key US federal legislation related to mortgage policies, including the creation of FHA, VA loans, Fannie Mae, Freddie Mac, and major housing finance reforms.

The History of Mortgage Lending in the United States

Mortgage lending has shaped the American dream for generations — but it wasn’t always the standardized, accessible system we know today. From early […]

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20 Dec, 2024 A home inspector in a hard hat reviewing a checklist with a female homebuyer in front of a residential property.

What Happens After Home Inspection? A Homebuyer’s Guide

The home inspection is one of the most critical steps in buying a home — but what happens after the home inspection is […]

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18 Dec, 2024 Two business professionals analyze stock market charts on multiple screens, discussing financial investments and market trends.

What Affects Mortgage Rates? Key Factors That Influence What You Pay

When you’re planning to buy a home or refinance, one of the most important questions is: What affects mortgage rates? While the number […]

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16 Dec, 2024 A person using a calculator with financial documents, a credit card, and glasses on the table, representing budgeting and financial planning.

Managing Your Escrow Account: A Homeowner’s Guide to Staying in Control

An escrow account is a common part of the mortgage experience — but most homeowners don’t realize they can (and should) be managing […]

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13 Dec, 2024

Home Equity Loan vs HELOC: Which One Is Right for You?

If you’re a homeowner exploring ways to tap into your equity, you’ve likely heard about home equity loans and HELOCs. But how do […]

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11 Dec, 2024 A side-by-side comparison of a modern condominium building and a row of townhouses, highlighting differences in housing options. condo vs townhome

Condo vs Townhouse: Which Is the Smarter Buy for Long-Term Value?

If you’ve narrowed your home search down to a condo or a townhouse, you’re already well ahead of most first-time buyers. But the […]

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