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Loan Insights > 400-level

Tag: 400-level

7 Apr, 2025 A house-shaped keychain labeled

USDA Loan Closing Costs and Timeline: What to Expect After Approval

Once you’ve been pre-approved for a USDA loan, it might feel like the hard part is over — but the final stretch to […]

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31 Jan, 2025 A detailed 3D model of a house under construction, placed on top of architectural blueprints, representing home building and design planning.

Understanding the Construction Loan Process: How It Works from Start to Finish

Financing a new home build is very different from buying an existing one. Traditional mortgages won’t cover a home that doesn’t yet exist […]

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29 Jan, 2025 A professional home inspector wearing a hard hat, reviewing a checklist outside a house during a home inspection.

Working with 203K Consultants: Navigating the FHA Renovation Loan Process

If you’re buying a fixer-upper with an FHA 203(k) loan, a 203(k) consultant plays a critical role in the success of your renovation. […]

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27 Jan, 2025 A professional man in a navy blue suit with hands open in a confused or uncertain expression, symbolizing financial decisions and mortgage concerns.

Escrow vs. Escrow Waiver: Should You Waive Your Escrow Account?

When you get a mortgage, your lender may set up an escrow account to cover property taxes and insurance — rolling those costs […]

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24 Jan, 2025 A close-up of a damaged pipe leaking water, symbolizing home maintenance issues and plumbing repairs. home maintenance tips

The Ultimate Home Maintenance Checklist: Seasonal, Monthly, and Yearly Tips to Protect Your Investment

Owning a home means more than just paying the mortgage — it means maintaining and protecting one of your biggest investments. From HVAC […]

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22 Jan, 2025 A clipboard labeled

Loan Assumption: How Assumable Mortgages Work — and When to Use One

In a rising interest rate environment, loan assumption is one of the most underrated strategies for homebuyers and sellers alike. By taking over […]

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20 Jan, 2025 Two business professionals discuss commercial real estate investments, with small-scale condo representing property developments with condo mortgage requirements

Financing High-Rise Condos: What Makes Condo Mortgages Different (and Riskier)

Buying a condo might seem like a simpler path to homeownership — especially in urban areas where high rise buildings dominate the skyline. […]

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15 Jan, 2025 A businessman in a suit paints a red flag on a chalkboard checklist, symbolizing warning signs in financial decisions or business risks.

When to Walk Away After a Home Inspection: Key Red Flags and Smart Buyer Moves

Home inspections are a critical part of the homebuying process — and sometimes, they uncover more than you bargained for. In competitive markets, […]

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13 Jan, 2025 Two business professionals shaking hands over a mortgage contract, with a house model symbolizing a home loan agreement.

Home Purchase Contingencies: The Smart Buyer’s Guide to Risk and Protection

A home purchase is one of the biggest financial decisions you’ll make — and the contract terms you include can either protect your […]

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10 Jan, 2025 A partially renovated room showing exposed brick and unfinished surfaces on one side, and a fully renovated modern interior on the other.

Using a HELOC for Home Improvements: Smart Strategies and Key Risks

Tapping your home’s equity can be one of the most cost-effective ways to finance a renovation — but only if you understand the […]

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