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Tag: 200-level

8 Apr, 2025 Calculator, house key, and coffee cup with American flag representing VA loan costs and benefits

The VA Funding Fee: What It Is, How It Works, and What You’ll Pay

The VA loan program is one of the most powerful benefits available to veterans and active-duty service members. It allows you to buy […]

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3 Apr, 2025 Young couple reviewing mortgage documents and comparing insurance options on a laptop at home

PMI vs. MIP: Understanding the Two Types of Mortgage Insurance

When you’re preparing to buy a home, understanding the costs beyond your down payment is essential. Two terms you’ll likely encounter are PMI […]

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31 Mar, 2025 Chalkboard with gears and light bulbs showing the phrase “Refinance Your Mortgage”

Refinancing Your Mortgage: Understanding Interest Savings and Break-Even Points

Refinancing your mortgage can be a smart financial move—but only when the numbers work in your favor. If you’re wondering whether it’s time […]

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1 Mar, 2025 Stacked wooden blocks with money, savings, and percentage icons representing the 28/36 rule for mortgage affordability, with symbolic ceramic houses in the background.

The 28/36 Rule: A Mortgage Affordability Guideline That Actually Works

Introduction: What Is the 28/36 Rule? When thinking about buying a home, one of the most important questions is: How much house can […]

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14 Feb, 2025 Break even point concept with calculator and magnifying glass

Refinancing Your Mortgage: When Will You Break Even?

Refinancing can lead to big savings—but only if the numbers work in your favor. That’s why understanding your break-even point is critical. In […]

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6 Jan, 2025 A young man looks stressed while reviewing mortgage documents, with a small house model in the foreground, symbolizing home affordability concerns.

What to Do If Your Mortgage Is Denied (And How to Spot the Warning Signs Early)

Few things are more stressful than having your mortgage denied right before closing or after pre-approval. Unfortunately, it happens more often than many […]

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1 Jan, 2025 A weathered

USDA Guarantee Fee: What It Is, How It Works, and What You’ll Pay

When applying for a USDA loan, the guarantee fee is one of the most important — and often misunderstood — costs you’ll encounter. […]

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30 Dec, 2024 A split-view image of a home interior showing a renovation in progress on one side and a fully finished, remodeled space on the other, representing the benefits of a 203K rehab loan.

What Is a Rehab Loan? A Guide to FHA 203(k) Renovation Financing

Buying a home that needs repairs? A rehab loan could be the financing solution you’ve been looking for — especially if you’re considering […]

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27 Dec, 2024 A house-shaped keychain and keys on an American flag, symbolizing VA home loans for U.S. military veterans.

How Many Times Can You Use a VA Loan? Understanding Reuse, Limits, and Entitlement

If you’re a veteran or active-duty service member, the VA loan is one of your most powerful benefits. But many eligible borrowers are […]

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25 Dec, 2024 A person filling out tax documents with a small house model labeled

Real Estate Tax Strategies for Primary, Second, and Investment Homes

Understanding effective real estate tax strategies is essential for any property owner—whether you’re buying your first home, considering a vacation property, or expanding […]

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