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Loan Insights > 2025

Year: 2025

21 Feb, 2025 A concerned couple sitting on a couch, reviewing bills and using a laptop, symbolizing financial stress and mortgage payment challenges.

Credit Card Debt Hits $1.21 Trillion – A Storm Brewing for the Housing Market?

Americans are facing a new financial milestone—credit card debt has surged to a record $1.21 trillion. According to the Federal Reserve Bank of […]

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21 Feb, 2025 An empty office space with rows of vacant desks and computers, symbolizing workforce reductions and operational slowdowns at HUD.

Mass HUD Layoffs Could Disrupt Housing and Mortgage Systems

A wave of HUD layoffs could shake the foundation of the U.S. housing and mortgage markets, making it harder for millions of Americans […]

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19 Feb, 2025 A modern house with solar panels on the roof, surrounded by greenery, under a bright sunlit sky, symbolizing renewable energy and home sustainability.

The Rise of Green Mortgages: Are They Worth the Investment?

As environmental awareness grows, the housing industry is shifting toward sustainability. One key development in this movement is the rise of green mortgages, […]

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17 Feb, 2025 A wooden gavel and calculator placed over the U.S. and Canadian flags, symbolizing cross-border real estate laws and financial considerations.

Tariff Trouble? How Trump Administration’s Moves Could Affect Home Builders (and Home Prices)

The Trump administration announced plans to impose a 25% tariff on steel and aluminum imports, a move set to take effect on Monday. […]

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14 Feb, 2025 Break even point concept with calculator and magnifying glass

Refinancing Your Mortgage: When Will You Break Even?

Refinancing can lead to big savings—but only if the numbers work in your favor. That’s why understanding your break-even point is critical. In […]

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12 Feb, 2025 A brick house severely damaged by a wildfire, illustrating the increasing risks homeowners face in high-risk areas where mortgage availability is declining.

Radioactive Real Estate: Will Certain US Areas Become Untouchable for Mortgages?

Radioactive Real Estate: Will Certain US Areas Become Untouchable for Mortgages? Federal Reserve Chairman Jerome Powell warned that mortgage availability in high-risk areas […]

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10 Feb, 2025 A frustrated young man sitting at a desk with his laptop in a dimly lit office, expressing stress over financial or mortgage-related issues.

Being Single Sucks for Gen Z Homebuyers: The Harsh Reality of Today’s Market

Navigating the current housing market is tough, but for single Gen Z buyers, it’s a whole other level of borderline impossible. With home […]

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6 Feb, 2025 CFPB logo on a white background, representing the Consumer Financial Protection Bureau, a U.S. government agency overseeing financial regulations.

CFPB Impact: A World Without Consumer Protections

What Would a World Without the CFPB Look Like? The CFPB and Its Role in Consumer Protection The Consumer Financial Protection Bureau (CFPB) […]

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31 Jan, 2025 A detailed 3D model of a house under construction, placed on top of architectural blueprints, representing home building and design planning.

Understanding the Construction Loan Process: How It Works from Start to Finish

Financing a new home build is very different from buying an existing one. Traditional mortgages won’t cover a home that doesn’t yet exist […]

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29 Jan, 2025 A professional home inspector wearing a hard hat, reviewing a checklist outside a house during a home inspection.

Working with 203K Consultants: Navigating the FHA Renovation Loan Process

If you’re buying a fixer-upper with an FHA 203(k) loan, a 203(k) consultant plays a critical role in the success of your renovation. […]

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