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Loan Insights > 2025

Year: 2025

17 Mar, 2025 A stressed mortgage broker multitasking with multiple phones and a smartphone, struggling to keep up with calls and paperwork.

Mortgage Call Mayhem: Are State Bans the Answer to Trigger Leads?

The Flood of Calls After a Mortgage Application Imagine finally taking the plunge into homeownership. You’ve meticulously researched lenders, compared rates, and nervously […]

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12 Mar, 2025 A blue credit card mock-up labeled

Meet America’s Hot New Mortgage Lender: The Bank of Mom and Dad

Remember those after-school special episodes where the teen gets a credit card and racks up debt buying pizza and concert tickets? Yeah, that’s […]

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10 Mar, 2025 A Redfin

Rocket Mortgage Buys Redfin: What It Means for Homebuyers

In a significant industry shift, Rocket Mortgage has acquired Redfin for $1.75 billion. This merger brings together Rocket Mortgage, the largest mortgage lender […]

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6 Mar, 2025 A person in business attire holding a red sign with “Federal Reserve” and interest rate symbols, representing the Fed’s influence on mortgage rates and lending.

5 Ways the Federal Reserve’s Decisions Affect Your Mortgage Options

The Federal Reserve plays a major role in the economy. Its policies affect everything from credit card interest rates to mortgage options. For […]

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4 Mar, 2025 A folded American flag on top of a home loan document, with a vintage key and paperwork on a wooden desk, symbolizing VA home loans and military homeownership benefits.

Navigating VA Loans After Service: A Guide for Veterans

As your End of Term of Service (ETS) approaches, you face many important decisions—one of the biggest being securing stable housing. Your VA […]

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3 Mar, 2025 Magnifying glass focused on spiral notebook labeled Debt to Income Ratio

Understanding DTI: What It Is and Why It Matters for Mortgage Approval

What Is DTI? DTI stands for Debt-to-Income ratio, and it plays a major role in determining your mortgage eligibility. In simple terms, your […]

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1 Mar, 2025 Stacked wooden blocks with money, savings, and percentage icons representing the 28/36 rule for mortgage affordability, with symbolic ceramic houses in the background.

The 28/36 Rule: A Mortgage Affordability Guideline That Actually Works

Introduction: What Is the 28/36 Rule? When thinking about buying a home, one of the most important questions is: How much house can […]

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28 Feb, 2025 A snow-covered house with a red

January Home Sales Hit Record Low as High Mortgage Rates Persist

The U.S. housing market started 2025 on a rough note, as existing home sales fell to their lowest level on record. According to […]

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26 Feb, 2025 A miniature house with a fluctuating stock market graph overlay, symbolizing real estate trends, investment risks, and housing market uncertainty.

Consumer Confidence Drops While the Housing Market Stays Hot—But Complicated

Right now, the U.S. economy feels like a rollercoaster. Consumers are growing anxious, and it’s showing in the data. Consumer confidence has dropped […]

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24 Feb, 2025 A

Big Builders Offer Major Incentives to Homebuyers Despite High Mortgage Rates

A surprising trend is emerging in today’s high-interest-rate housing market—homebuilders are offering huge incentives to attract buyers. These perks range from seller-paid closing […]

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