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Loan Insights > 2025 > April

Month: April 2025

30 Apr, 2025 Divorcing couple sitting on floor surrounded by moving boxes, reflecting stress over homeownership and mortgage decisions.

Can You Keep the House and the Rate? Mortgage Strategies During Divorce

In 2020 and 2021, millions of homeowners locked in mortgage rates under 3%. Today, with rates over 7%, many divorcing couples find themselves […]

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23 Apr, 2025 Scissors cutting the word

Temporary Buydowns: A Smart Way to Lower Your Initial Mortgage Payments

In today’s high-rate environment, affordability is top of mind for homebuyers—and that’s where the temporary buydown comes in. Whether you’re a first-time buyer […]

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21 Apr, 2025 Official FHFA logo on the exterior wall of the Federal Housing Finance Agency headquarters.

FHFA Under Fire: Pulte Signals Reversal of Controversial LLPA Changes

The Federal Housing Finance Agency (FHFA), now under the leadership of Bill Pulte, is moving to reverse a highly contentious set of changes […]

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16 Apr, 2025 Two small houses connected by a bridge of stacked coins, symbolizing using a bridge loan to buy a home before selling the current one.

How to Buy a House Before Selling Yours: Bridge Loans and Mortgage Recasting Explained

In today’s fast-paced real estate market, many homeowners are asking the same question: how do you buy a house before selling yours? It’s […]

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10 Apr, 2025 Shipping containers with U.S. and China flags in front of a connected digital world map, symbolizing international trade tensions.

Trump Tariffs Are Back—What It Means for Housing, Construction, and Affordability

The Trump administration’s renewed push for tariffs on Chinese goods is already sending ripples through the U.S. housing and construction sectors. With a […]

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8 Apr, 2025 Calculator, house key, and coffee cup with American flag representing VA loan costs and benefits

The VA Funding Fee: What It Is, How It Works, and What You’ll Pay

The VA loan program is one of the most powerful benefits available to veterans and active-duty service members. It allows you to buy […]

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7 Apr, 2025 Official FHFA logo on the exterior wall of the Federal Housing Finance Agency headquarters.

Bill Pulte Begins Reshaping FHFA with Swift Moves at Fannie Mae and Freddie Mac

William J. Pulte, the newly appointed Director of the Federal Housing Finance Agency (FHFA), has wasted no time making headlines. Within weeks of […]

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7 Apr, 2025 A house-shaped keychain labeled

USDA Loan Closing Costs and Timeline: What to Expect After Approval

Once you’ve been pre-approved for a USDA loan, it might feel like the hard part is over — but the final stretch to […]

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3 Apr, 2025 Young couple reviewing mortgage documents and comparing insurance options on a laptop at home

PMI vs. MIP: Understanding the Two Types of Mortgage Insurance

When you’re preparing to buy a home, understanding the costs beyond your down payment is essential. Two terms you’ll likely encounter are PMI […]

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