FICO, long dominant in the mortgage credit scoring industry, is now at the center of an intensifying controversy. On May 20, 2025, FHFA […]
In a unanimous 100–0 vote, the U.S. Senate has passed the “No Tax on Tips Act”, a sweeping new proposal aimed at eliminating […]
A few weeks ago, a first-time buyer came to me excited and prepared — she had found a home she loved and was […]
Thanks to Fannie Mae’s Value Acceptance + Property Data and Freddie Mac’s ACE+ PDR, that’s not just a futuristic idea. It’s happening now […]
Last week, I came across a deal where a well-meaning realtor asked the seller for $9,000 in concessions to help cover the buyer’s […]
At the May 2025 Fed meeting, the Federal Reserve voted unanimously to keep its benchmark interest rate unchanged at 4.25% to 4.5% — […]
The Trump administration’s proposed federal budget for fiscal year 2026 includes a sweeping 44% reduction to the U.S. Department of Housing and Urban […]
In 2020 and 2021, millions of homeowners locked in mortgage rates under 3%. Today, with rates over 7%, many divorcing couples find themselves […]
In today’s high-rate environment, affordability is top of mind for homebuyers—and that’s where the temporary buydown comes in. Whether you’re a first-time buyer […]
The Federal Housing Finance Agency (FHFA), now under the leadership of Bill Pulte, is moving to reverse a highly contentious set of changes […]
