Income Clarity - Loan Insights

Clarity for the Self-Employed: Know What You Really Qualify For

Income Clarity calculates your actual monthly qualifying income using IRS tax return fields, business structure rules, and verified mortgage underwriting formulas.

You’ll receive a clear, personalized report showing your true mortgage-ready income—even if your finances are complex or still evolving.

Get My Income Report – Just $24

We Decode the Tax Returns — You Get the Real Number

Self-employed income is complicated — with different rules for sole proprietors, S-corps, partnerships, and beyond. What shows up as “income” on your tax return often doesn’t tell the full story when it comes to qualifying for a mortgage.

That’s where Income Clarity steps in. We follow the same guidelines lenders use to calculate monthly qualifying income and turn messy tax forms into a clean, mortgage-ready number. No guessing. No oversimplification. Just clarity.

What You’ll Learn About Your Income

Self-Employment Income Analysis

We evaluate your business type, structure, and key tax return data to calculate your true monthly qualifying income — just like an underwriter would.

Lender-Backed Income Calculation

No more guessing or rough averages. We apply industry guidelines and lender logic to deliver the most accurate income figure possible.

Full Documentation Transparency

You’ll see exactly how each field from your tax returns is used — so you can understand, explain, and validate your income with confidence.

Shareable PDF With Clear Results

Get a printable report that outlines your monthly qualifying income, with notes on how it was calculated and what steps you can take next.

Confidence Through Clarity. No Guesswork. Just Real Numbers.

With Income Clarity, you won’t just guess your qualifying income — you’ll know exactly where you stand. Our tool analyzes your tax returns using lender-backed logic and delivers a clear, confident number tailored to your business.

Get Your Income Clarity Report

One-time purchase or included with an active subscription — Check out our subscriptions »

Customers Testimonials

Loan Compass made homeownership achievable! The detailed report showed the best loan types, pros and cons, and how much I could qualify for. It gave me confidence and peace of mind.

Loan Watch was a game-changer! It flagged hidden fees, explained loan terms, and highlighted red flags. I felt prepared and confident making the best financial decision for my family.

The Loan Affordability Calculator helped me understand how much I could afford. Combined with the Knowledge Hub, I felt informed and ready to take my first steps toward homeownership!

The Loan Watch helped me understand and feel better about the loan offer I received from my lender. Giving a rating and explanation of what I should look for and what those terms meant, as well as some red flags that existed in the offer, made me feel like I was walking into this decision with my eyes open.

Refinancing was stressful until I used your tools. The Refinance Calculator showed potential savings, and Loan Watch ensured I got the best deal. It made the process so much easier!

Loan Compass and the Knowledge Hub simplified home buying for me. I now feel confident and excited to become a homeowner soon. Amazing tools and resources!

The Loan Compass did such a great job breaking down what loan type was best for us and gave us some pros and cons, helped with what we should look for, and how much we could qualify for, and broke it all down to be easy to understand. Buying a house is so stressful, and it was great having this information and the peace of mind that came with it.

26 years of working experience

Loan InsightsIncome Clarity

Get Mortgage-Ready With Lender-Backed Income Math

For just $24, you’ll receive a comprehensive income analysis designed specifically for self-employed mortgage borrowers — giving you lender-level insights without the confusion. Income Clarity doesn’t guess — it calculates. We break down your income step by step, using tax return logic lenders rely on, so you can avoid delays, denials, or costly surprises. It’s smart, strategic, and priced to give you clarity today — and confidence for the long haul.

How Income Clarity Works

Tell Us About Your Business

We’ll ask simple questions about how you earn, how your business is structured, and what documents you have.

Input Tax Document Details

No spreadsheets or guesswork — just input the right forms and let us handle the calculations.

We Analyze Everything for You

Our system applies real lender logic to calculate your Monthly Qualifying Income based on your tax returns.

Get a Clear, Custom Report

You'll receive a downloadable PDF with your qualifying income, key insights, and what to do next.

Want More Access to All Our Analysis Tools?

For busy pros and repeat buyers, a subscription makes it simple. Get full access to Loan Compass, Loan Watch, and Income Clarity — all with one flexible plan.

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Ready to Take the Next Step?

Your personalized income analysis is just a few clicks away.

Get My Report – Just $24

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